Schools and Participant Organizations
From youth sports leagues to school field trips, volunteer projects, and intercollegiate athletics, organized activities bring people together for learning, competition, service, and personal growth. However, with physical activity and travel comes the risk of accidental injury. Whether it’s a student on a field trip, a mission group abroad, or an athlete on the field, unexpected medical expenses can create financial burdens for individuals, families, and organizations. Accident insurance provides a crucial safety net, helping to cover medical costs for injuries sustained during sponsored activities—helping to ensure participants receive necessary care without financial hardship.
Designed for a wide range of groups—including schools, sports leagues, religious organizations, and volunteer programs—accident insurance offers enhanced peace of mind by minimizing out-of-pocket costs and reducing liability concerns. It helps organizations fulfill their duty of care while allowing participants to stay focused on the experience rather than the risks. With customizable coverage options tailored to specific needs, accident insurance ensures that everyone, from young athletes to volunteers and students, can engage safely and confidently in the activities that enrich their lives.
K-12 Schools & Day Care Centers
From classroom learning to field trips, sports, and extracurricular activities, K-12 students are constantly on the move—creating opportunities for both growth and unexpected injuries. Accident insurance helps cover medical expenses for injuries sustained during school-sponsored activities, whether on campus, at an off-site event, or during travel. With customizable options for public, private, and charter schools, accident insurance ensures students receive the care they need while minimizing out-of-pocket costs for parents and liability concerns for educators. Contact us today to learn how we can support your school's insurance needs.
Collegiate Sports
College athletics push student-athletes to perform at their best, but the risk of injury is always present. Intercollegiate sports accident insurance helps cover medical expenses resulting from injuries sustained during practices, games, training, and team travel. From sprains and fractures to more serious injuries, this coverage ensures student-athletes receive prompt medical care without risk of financial hardship. Designed for colleges and universities, accident insurance provides an extra layer of protection beyond primary health plans, helping institutions support their athletes’ well-being while managing risk.
Contact us today to learn how we can support your school's insurance needs.
Volunteer Groups
Volunteers dedicate their time and energy to making a difference, but accidents can happen during service projects, community events, and travel. Accident insurance for volunteer groups helps cover medical expenses for injuries sustained while participating in organized activities, whether building homes, delivering aid, or assisting at local events. From minor injuries like sprains and cuts to more serious incidents requiring medical care, this coverage provides financial protection for volunteers and enhanced peace of mind for organizations. Contact us today to learn how we can support your organization's insurance needs.
Religious Groups
Religious organizations provide meaningful opportunities for fellowship, service, and spiritual growth—but whether at a local gathering or on a mission trip, accidents can happen. Participant accident insurance helps cover medical expenses for injuries sustained during worship activities, youth group events, volunteer projects, or travel, including domestic and international missions. Contact us today to learn how we can support your group's insurance needs.
Youth Sports
Youth sports are a great way for kids to stay active, build teamwork skills, and have fun—but with physical activity comes the risk of injury. Participant accident insurance helps cover medical costs associated with injuries that could occur during practices, games, tournaments, and team events. Whether it’s a sprained ankle sliding into home plate, a concussion from a soccer match, or a broken arm on the basketball court, this coverage ensures that families aren’t left facing unexpected medical bills. Contact us today to learn how we can support your organization's insurance needs.
Overnight and Day Camps
Accident insurance for camps provides essential coverage for medical expenses resulting from injuries sustained by campers or staff during activities. Whether it’s a sprained ankle on a hike or a more serious injury, this coverage helps mitigate out-of-pocket costs for families and protects the camp from unexpected liabilities. Affordable and customizable, accident insurance is a smart way to ensure a safe and worry-free experience for everyone. Contact us today to learn how we can support your camp's insurance needs.