Maryland Family and Medical Leave Insurance (FMLI)
Maryland FMLI Plan Details
Maryland is preparing to launch a new paid family and medical leave program! Starting July 1, 2026, workers will receive job protection and be able to take time away from work to care for themselves or a family member and still be paid up to $1,000 a week for up to 12 weeks. FAMLI is an insurance program. Employers and workers will make contributions into a fund administered by the State. Alternatively, an employer may apply to use a commercial or self-insured plan. When a worker needs to take leave, either the State or the private plan will pay the worker a portion of their salary.
What qualifying events could a worker use leave for?
- To welcome a child into their home, including through adoption and foster care
- To care for themselves, if they have a serious health condition
- To care for a family member’s serious health condition
- To make arrangements for a family member’s military deployment
Private Plan Rules
An employer may request to substitute a substantially equivalent private plan pursuant to 26 M.R.S. § 850-H. The employer must identify when the proposed substitute plan is a) an approved fully-insured private plan.
Applications for substitution may be made after January 1, 2026, but an exemption
may not be effective prior to April 1, 2026. Applications for substitution must be
submitted on a form provided by the Department. Applications for substitution may
be accepted on a rolling basis.
An approved substitution shall take effect on the first day of the first quarter following approval of the application. The employer is responsible for premiums provided under the Act and this rule until the effective date of substitution.
Get a Proposal
Landsman Insurance Services can assist you in obtaining Private Plan proposals from highly rated insurance companies authorized to issue Private Plans in Colorado. Contact us or Book an appointment to discuss your company's options. You may also create a request for proposal by completing the Private Plan Request for Proposal form. Once the form is completed we will contact you shortly.