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Business Travel & On Premises Corporate Accident Insurance

Duty of Care 

Business Travel Accident (BTA) Insurance is a critical component of an organization’s duty of care, addressing the unique risks employees face while traveling for work. From unexpected illnesses and medical emergencies to the need for emergency evacuations or repatriation of mortal remains, BTA coverage ensures employees are protected no matter where their business takes them. In the unfortunate event of accidental death, the policy provides financial support to families, reinforcing the employer’s commitment to their well-being. Offering this coverage not only mitigates risks but also demonstrates a proactive approach to safeguarding employees during work-related travel.

81%
The percentage of business trips where a personal auto is the primary mode of travel.


U.S. DOT

89%
The percentage of business travelers that want to extend their next trip for personal vacation time.

UBER

429.9M 
The number of business trips taken in the U.S. in 2022 at an average of 4.1 days.


GBTA.org

Business Travel Isn't Always What You'd Think

Any time an employee steps outside their office on company business they are on "Business Travel".  This could be in town meetings, trips to the post office, or a flight out of town. 


Bleisure travel, the practice of blending business and leisure activities during work trips, has become increasingly prevalent among U.S. business travelers, creating new risks for businesses. 

airline window viewing white clouds

Bespoke Solutions

Your business is unique. We specialize in crafting bespoke solutions to protect your employees against the risks they face. Whether it’s a quick local errand, domestic travel, or international business trips, we can provide tailored coverage to fit your needs. Our flexible options allow you to protect all employees or focus on specific groups, ensuring the right level of coverage for your business. Additionally, we can address potential gaps in workers' compensation coverage, particularly for employees working remotely, so your team is safeguarded wherever work takes them. Let us help you create a plan that provides enhanced peace of mind for your employees and your business. Contact Us today to find out more, or create a request for a proposal using the button below. 


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